Hi,
My account has reached the size that I need to pay for the power user subscription.
I already have bank feeds with my account that import the transactions therefore, do I need the Yodlee upgrade or not? It is not obvious that what would happen if I don’t go for the Yodlee upgrade and if my current bank feed would stop or not?
Hi @JVE
The Yodlee subscription is separate from the Power User Subscription and is also optional.
The Power User Subscription doesn’t include this.
Hope that helps!
Thanks for the reply.
Unfortunately, I’m still none the wiser.
I have bank feeds now (without Yodlee).
If I upgrade to Power User, will I still have my bank feeds?
We only have one direct feed and that’s with Barclays. The Yodlee option was added later and covers 500+ banks. So if it’s a Barclays feed that you’ve had running for some time then no you will not need the Yodlee subscription and the feed will continue to run.
Thank you for the clarification @Glenn! I’m with Barclays so that make sense.
One thing I must admit is that I was un-aware of the new pricing structure for the Power User RE: company size and was caught off guard the other week with the request to update and the bank feed thing threw me off too.
I’m more than happy to pay to support QF as you run an excellent business and it helps me to run my business but I feel the upgrade is very confusing. The upgrade emails, the bank feeds, the account size changing (up or down) over 12-months (subscription makes it seem a permanent upgrade i.e. no going back if accounts fall below 1000) and finding the actual upgrade within the platform is not straight forward.
I’m also not sure of what a Power User is and what all the additional benefits are? I’ve seen the overview but I don’t use any of the things mentioned so if I’m not using them on the free version it makes me wonder if I do I really need them? Seems like most of the benefits are redundant.
Would it not simpler to offer all the benefits to all accounts and then charge a flat fee (which includes banking) from Size M or L upwards? I don’t know the ins & outs of your business so I understand there may be reasons why you can / cant do certain things but it would help if the upgrade / Power user / bank feed was simplified or better explained 
I’m happy to give you further feedback if you require it.
We align our costs (e.g bandwidth, storage, software licensing, support etc) to individual user activity. Accounts that exceed a set threshold are asked to acquire a Power User subscription, this in return also provides access to an expanding range of additional features. We discussed the rationale behind this decision at length back in 2015 and we felt that this was the fairest approach.
We hold back certain features for Power Users as the work that goes into their creation consumes 100s of hours of planning, coding and testing. It makes sense that those who are paying a subscription are rewarded for contributing to the ongoing development of the software.
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