Re-Start for Making Tax Digital

Hello,

I have been using QF for a couple of years. My banking account and the current account on the QF don’t align. I first started using QF as an experiment to get away from using excel spreadsheets. With the new Making Tax digital regulations coming into play in the April 2026 I want to do it properly. I have tried setting up a new current account and I have also tried reconcile but according to QF I’m still £35k in credit in my bank (I wish!). Is the easiest way to delete my QF account in April next year and start again? Can I download all my accounts to keep as records?

When I started using this I was just playing but now I realise what a powerful tool it can be but I have made a muddle of the banking side of things which is a shame. My invoices and purchases are correct I just want to get is all aligned so that when I withdraw money for personal use (pay myself essentially) my bank accounts and credit cards all add up. I make purchase on trade accounts and and credit cards which are not listed on QF. Basically I run all my purchase through the current account Nominal code 1200 and I don’t put in personal purchases, basically if it’s tax deductible I enter it into QF, if not I don’t.
I have now got another bank account to use as a personal account and have a bank account which I’m only going to use for ‘business’ purchases.
So that I am ready for April 2026, how do I sort this out? Hope this makes sense.

Thanks

Patsy.

Hello Patsy.

As the balance is cumulative, the best place to star would be at the beginning.

  1. Was there an opening balance on the account?

  2. Next choose various month ends the check the balance

Was the balance correct as of 01/06/2023, 31/03/2024 and so on, if you find a discrepancy just do a months jump to try and narrow it down

  1. If you add a missing transaction, do a quick check of the year end balance before continuing step 2.

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