Bank Transaction in previous Tax Year

Accounting
1

Hello,

I have a Virgin Automatic Bank Feed set.

I have issues with the time delay between the transaction on the debit card and the feed picking it up and displaying it in Quickfile.

Transactions, for instance, carried out on the 3rd April 2026, not appearing in Quickfile some days after with a transaction date of the 7th April, a new Tax Year.

How should I treat these transactions?

Thanks in advance.

2

Hello @wallspa

The transactions including the dates are reported to us from the bank. The dates on the transactions should be used as normal regardless of when they are imported.

3

I have similar and have concluded VM do not process on non-working days such as weekends and Bank Holidays

4

It’s normal for debit card transactions specifically to show up a few days after they supposedly happened. Many banks show card transactions in their internet banking or apps as soon as the merchant has requested the initial authorisation at the point of sale, but the money doesn’t actually leave your account until a couple of days later when the transaction is finalised, and it’s only at this point that it will show up in the bank feed that QuickFile sees.